Financial Calculator / Key Facts Statement

(THIS IS NOT AN OFFER OF CREDIT OR CONTRACT)

This Key Facts Statement (KFS) summarizes key information of the loan you are interested in and can be used for comparison purposes between different credit providers

DISCLOSURE DATE: Include date at which information is correct. This is the date at which the information is correct. Note that the final loan features may differ because of your personal financial position or due to a change in the information provided, including interest rates and fees and charges.

Specific information about your loan

Repayment

*Note that the amount required to be paid (for each repayment and total) does not include fees which are dependent on events that may not occur (for example, late payment fees)

Fees and charges comprise of

Penalties and Additional Requirements

• Late Payment: If a payment is more than 7 days late from the due date, you will be charged 1% flat per month on the overdue amount.
• Early Liquidation of the Loan: You may be charged a fee if you pay off your loan before maturity, the amount of which will depend on the terms of your contract.
• Cooling Off Period: You may cancel your loan contract within 3 days after signing.
• Variations: The interest rate, and fees and charges, disclosed here may change, including during your contract. You should receive notice of any change after your contract is entered into.

Have a complaint or a query?

Do not hesitate to reach out to your lender through the following

If dissatisfied with the resolution of your complaint, you can escalate the complaint to the Consumer Protection Department of the Central Bank of Nigeria by writing to the Director, Consumer Protection Department, CBN, Abuja or send an email to: cpd@cbn.gov.ng.

Accion Microfinance Bank

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Are you a current Accion MfB customer? Please Select Yes No

Are you a business owner? Please Select Yes, I Am No, I'm Not About to start a business Intending to be a business owner in future

If you are business owner, how long have you been in business? Please Select 1 - 5 years 6 - 10 years 11 â?? 15 years 15 years and above

What type of business do you do? Please state below

Is your business registered? Please Select Yes, It is No, It's not

Do you have a physical shop or you sell online? Please Select Physical Shop Online store Physical and Online store

Are you willing to commit to this training? Please Select Yes No I can try

What are some of the problems you are currently facing as a business owner? Please Select Access to funds Trustworthy and dedicated staff I don't know how to do accounting Government policies Inadequate power supply Insecurity Others, please specify

In not more than 300 words, tell us why you would like to be a part of the Accion SME Hub.

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